It’s the first month of a new year. Have you made any New Year’s resolutions? I’m not usually a big resolution setter. Really, I have plans and goals, especially when it comes to work, but I don’t necessarily use January 1 as a date to set those. They’re more ongoing. But once in a while I will come up with a New Year’s resolution. For about 10 years, my resolution was to make a will. It’s something Bill and I kept putting off, and I can...